Call Us Now : 0420 987 683
At Elite Property Finance in Sydney, we specialise in helping clients with unusual property financing needs. We have a team of experienced professionals who can help you find a lender who is willing to finance your property, regardless of the type of property or your financial situation.
4 Dwellings on a Single Title: We have helped clients find lenders who are willing to finance properties with 4 dwellings on a single title, even at an LVR of 95% for loans under $1 million.
95% LVR Non-Genuine Savings: We've pioneered access to lenders who offer up to 95% LVR to applicants with non-genuine savings. While these options entail stricter guidelines, higher rates and fees, they open doors for owner-occupied purchases.
Company Titles: We've aligned with lenders who accommodate company titles, some even extending to 85% LVR.
Constructing 4 Dwellings on a Single Title: We have helped clients find lenders who are willing to finance the construction of 4 dwellings on a single title.
Home Loans for Doctors: We have helped doctors find lenders who offer special discounts and benefits, such as lower interest rates and LMI waivers for LVRs up to 90%.
Hybrid trusts: Hybrid Trusts may have fantastic asset and taxation benefits but they have limitations when it comes to the choice of lender. Only a handful of lenders will lend to Hybrid Trust entities. You also need to ensure that the LVR is under 80%.
Large Acreage: Lenders have significant LVR and policy restrictions when it comes to large acreage properties. Some will lend up to 60% and some will not deem it as acceptable security.
One lender will lend up to 80%, and they have no postcode restrictions however it cannot be income-producing and it must have a maximum of 150 acres.
Over 55’s Dwellings: These are units that only allow for the over 55 years of age occupancy. As such financing can be difficult due to the limited market for these dwellings.
Properties that Have a Church: There are many properties that have a unused church on them. Lenders will accept these properties however it is at a much lower LVR. A few lenders will lend up to 60% LVR and the property must be zoned residential.
Lenders classify these properties as “specialised securities”.
Serviced apartments: Serviced Apartments are risky investments. Why? Because of the following reasons:
Some lenders have further restrictions whereby they will not lend if the Serviced Apartment (SA) does not allow for the owner to reside within the unit. All lenders will require that the SA be fully contained which means kitchen and bathroom.
Our team has unlocked substantial benefits for medical professionals, including:
You must be a member of one of the following associations to be eligible:
Contact us today on
0420 987 683 to learn more about how we can help you achieve your homeownership goals.